How can I find an apartment on Craigslist that doesn’t do credit checks? This question has commonly asked by Craigslist users. Sometimes, people are embarrassed of their current credit card rating. Other times people just don’t want to take the time to get their credit score checked. Whatever your reason, you should know that there are some apartments that don’t require your credit card to be checked before you live there.

It is easy to find apartments on Craigslist. All you have to do is go to the “apartment / housing” section and click on the link. Once you are there, will find a list of apartments for your viewing pleasure. Now, what you need when you check the ones that do not have it stated that credit card scores need to be checked. Sometimes, we can find this by searching and the search bar. Most times, you’ll have to check much more thoroughly than this.  One thorough search you can do is type in “bad credit”, this will search within the apartment section for bad credit keywords.

Decide the very basics about the apartment that you need. You will need this for your search parameters.  Once you have narrowed down what you want to search for, you can start searching for your needs and wishes. Keep in mind that you may have to be less picky if you not wish to have your credit score checked.

Now, you need to start searching through the postings. This will take some time. The best way to do this is with the cell phone in hand, or to be close by a phone. Most apartments will say up front if they need you have your credit cards checked. If you honestly cannot have your credit cards were checked, then you should avoid looking at these departments.

When you find an apartment that does not require you to have your credit card checked, you can do one of two things. You can write the phone number and details or print them out and on the list, or you can call them up and ask for some detail on their ongoing specials now. You’ll have to decide which method works best for you.

Another option for searching for apartments with bad credit is by offering to pay an upfront payment.  This usually means paying a full 6 to 12 months upfront.  If you can’t afford to do this, then there are other options.  You can find a place that offers month to month payments, or look for a sub-lease.  Subleases are more lenient and usually the agreement is between you and the tenant, so there’s no need for a credit check.

Lastly, make sure you collect some references, this will be used instead of a credit check.  In most cases, a good reference will allow you to find an apartment, even without a credit check.

Finding an apartment does not require a credit card check is not difficult. You’ll want to make sure to take the time to do some research on the apartments and make sure they have a record of good customer service. Once you have done this, you will be off to a good start.